How Does Very’s Buy Now, Pay Later work?

What is Buy Now and Pay Later?

Very, have joined other online retailers such as Littlewoods, Asos, Topshop, and Missguided by introducing a new payment plan for their customers. Option one is paying in full at once as normal, the exact same as you do in a shop, and option two gives you the option to ‘Buy Now, Pay Later’. The latter is in essence, very similar to taking out a loan and paying back in installments.

It means that if you really need something but can’t quite afford it and payday hasn’t yet come, you can pay a set amount to Very over an agreed time. All you need to pay back each month is a minimum of £5 or 7% of your balance – typically it is whichever is greater. Pay as much as possible each month to avoid falling into debt with Very.

Outstanding payments and debt

If your payment has not been made in full on or before the agreed time, you will be charged any outstanding debt, plus a lump sum of compound interest to your account. Interest charged will be at your account rate.

How do I make payments?

Set up a direct debit using your bank account number and the matching bank card sort code. Very will remind you of your outstanding payments to prevent you from entering debt. Login to your Very account page click ‘Make a Payment’ and you will be given a list of options. Pay in full, pay now, buy later or ‘Take 3’. Take 3 splits your cost into 3 equal payments. It isn’t possible to pay through ‘Buy Now, Pay Later’ and ‘Take 3’ at the same time. If you wish to find out more about why click here.

If you don’t have computer access or your internet isn’t working, you can pay through a secure phone call. Simply ring 0871 244 7180 and the expert representative will talk you through the process.

Order queries

We all know the disappointment when orders arrive late, they look different in person or you change your mind. If you are dissatisfied with your Very order, call them on 0871 244 7180.

Very Contact Service Team

Very’s happy-to-help customer service team will listen to your issue and connect you to the relevant member of staff. They aim to resolve your matter as quickly as possible. Speak to a representative online at