One of the hardest things post graduates find after University is adjusting to the new world of full time work and 9-5 days. That’s if you’re lucky enough to leave University and get a job straight away, not everyone is that lucky. So what alternatives are there for you whilst you’re searching for a job? Job Seekers Allowance is exactly what it says on the tin, it gives you a small fee to keep you going whilst you’re on the search for a new job.
What is Job Seekers Allowance?
Job Seekers Allowance is funding from the government that you’ll receive if you’re searching for a job/are jobless. You should never feel ashamed about claiming Job Seekers Allowance (JSA). You can apply as soon as your course ends, and the money can help keep you going whilst you’re finding a job.
If you’re still living at home with your parents, you can still claim JSA. If you live independently you can claim to help pay your bills. You can also claim JSA if you work less than 16 hours a week in a part time job. This means you can still gain experience and keep yourself busy whilst searching for a more permanent, full time role.
What are the different types of JSA payment?
There are two main types of, income based and contribution based.
Income Based: This is what you’ll receive if you have paid enough National Insurance and your income is low (i.e if you’re working part time). This can also depend on your total household income so you may need to speak to a Job Seekers Allowance advisor to work out your eligibility. This could be an issue if you choose to live with your parents and they’re on a large income.
Contribution Based: If you’ve paid enough of a contribution to your National Insurance, this is the type of JSA you would claim. You can claim this for six months, though you may be able to claim more after based on your contribution.
How much money will you potentially receive?
This solely depends on your personal circumstances. You could receive anything from £58.90 a week to £74.35 or even as high as £116.80. For full details you can take a look at the JSA help page on the Government website. Payments are usually made every 2 weeks and paid directly into your bank account.
What do you need to claim?
The main thing you need to be doing to claim JSA is prove that you’re actively seeking a job. You’ll need to attend a fortnightly meeting at a Job Centre to discuss future roles and to prove you are seeking a new job. The longer you go without getting a job, the more you’ll have to prove you are actively looking. If you miss any appointments or don’t put any effort into seeking a job, your payments may be stopped.
How do you contact the Job Seekers Allowance team?
If you want to speak to a member of the JSA team directly, you can call the Job Seekers Allowance contact number. Here you can get advice on your eligibility and ask any questions about the process of applying for JSA.