Claiming Child Tax Credits

Did you know that as a parent you may have a right to claim Child Tax Credits? If not then you’ve come to the right place. Child Tax Credits is essentially a tax credit that is available and determined by a number of parameters.

Who can make a claim?

If you are a family earning under £42,000 a year, then you may well be entitled to claim it. There are of course many factors that come into play, but if you are entitled to it, then the process is a quick and simple one providing you have all the relevant information they need.

There are a number of criteria that have been put in place, other than financial circumstances, to ensure it is credited to families who truly need it. If you have any children over the age of 16 then you cannot claim for them, they have to fall under that age bracket.

There is also a “2 child limit” in place whereby you can only claim the Child Tax Credit for two children. There are some exemptions to the 2 Child Limit depending on your circumstances, so it’s worth doing your research before making any claims.

Father and Daughter on Beach

How do I make a claim?

To make your claim you need to get in touch with HMRC Tax Credits and they will be able to help you. You can fill out their online form if you’d prefer to do it online.

When you make your claim online you may need a number of documents handy to complete the process:

  • Your National Insurance number – if you don’t have it handy, contact them anyway to ensure the process can be as speedy as possible.
  • Proof of identity – this can be a drivers licence, birth certificate or a passport
  • Proof of your annual income, this can be a P60 form or a bank statement

Your Child Tax Credits will not be credited to you until you have completed all the necessary paperwork and forms, so start the process whilst you gather all the documentation you need. This means the whole process will run faster for you. Child Tax Credit is also backdated up to 31 days if you were eligible to claim it in that period of time.

It’s important you contact HMRC if you have any changes in financial circumstances. Child Tax Credit is paid on a year-by-year basis, but it’s important you let HMRC know about any changes that may affect the amount of money you get with one month of the changes happening.

Father and Child

Why should I make a claim?

Child Tax Credit can be a real help with raising your children in the best way possible. It can be used to fund food shops, uniform for schools amongst other costs that come with having children. Sometimes there are hidden costs that you don’t think of when you have a child, this is where Child Tax Credit can help you as a family if you are on a lower income. It’s been put in place to help you so you may as well make the most of it.

Mother and Daughter

How do I contact the Child Tax Credits service?

Getting touch with them is incredibly simple, and they have a dedicated customer services team that is there to help you. If you are wanting to deem whether you are eligible or not, simply contact the Child Tax Credits customer services team and they will guide you through the process and give you all the necessary information you need.